• banknotey

    upgrade your cash
    ebusiness with cash customers
    proxy identity
    alternative credit score
    free theft insurance
    economic statistics

  • pay like a card

    with proof of possession protocol
    deferred mobile payments:
    • event tickets
    • cinema seats
    • online auctions
    • food delivery
    • hotel reservations
    • localised crowdfunding
  • access to public services

    with proxy ID

  • build up a credit score 

    with each provable promise to pay
     open banking in a closed loop