• banknotey

      upgrade your cash
       
       
       
       
      ebusiness with cash customers
      proxy ID
      alternative credit score
      free theft insurance
      economic statistics micropayments

    • pay like a card

      with proof of possession protocol
       
       
      deferred mobile payments:
      • event tickets
      • cinema seats
      • online auctions
      • food delivery
      • hotel reservations
      • local crowdfunding
       

    • access to public services

      with proxy ID
       

    • build up a credit score 

      with each provable promise to pay
       
       
       open banking in a closed loop
       

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